Important Disclaimers and Legal Information

General Information Disclaimer

Please read these important disclaimers carefully before using our services.

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. We provide analytical reviews and consultations to help you understand various financial concepts, but all decisions remain entirely your responsibility. Our services are designed to facilitate discussions about financial planning approaches rather than provide specific recommendations.

Information Accuracy and Completeness

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content presented. Market conditions, regulations, and financial landscapes change frequently, and information may become outdated without notice.

Always verify information independently and consult with qualified professionals before making financial decisions

No Professional Advisory Services

Our subscription service specifically excludes the following types of professional advice:

• • Specific security recommendations or trading guidance
• • Tax planning or preparation services
• • Legal counsel regarding financial matters
• • Insurance product recommendations or sales

Limitation of Liability

To the fullest extent permitted by Malaysian law, we exclude liability for:

Our liability is limited regarding various aspects of service provision and information accuracy.

• • Direct or indirect financial losses resulting from information usage
• • Missed opportunities or timing-related decisions
• • Technical issues or service interruptions
• • Third-party actions or market volatility impacts

External Links and Third-Party Content

Our website may contain links to external websites and third-party resources for your convenience and additional information.

We do not control or endorse external websites and are not responsible for their content, accuracy, or availability

Results and Outcome Disclaimers

Individual financial situations vary greatly, and outcomes depend on numerous personal and market factors beyond our control.

Individual results may vary based on personal circumstances, market conditions, and implementation approaches

We make no guarantees regarding specific outcomes, returns, or financial improvements

Intellectual Property Rights

All content, materials, and methodologies provided through our subscription service remain our intellectual property unless otherwise specified.

Unauthorized reproduction or distribution of our content is strictly prohibited

User Indemnification

By using our services, you agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our information or services, including any decisions made based on our consultations or materials.

Governing Law and Jurisdiction

These disclaimers and our services are governed by Malaysian law.

Age and Eligibility Requirements

18+ only

Health and Medical Considerations

Updates to These Disclaimers: Updates to These Disclaimers

Updates to These Disclaimers

We may update these disclaimers periodically to reflect changes in our services, legal requirements, or regulatory guidelines.

Continued use of our services constitutes acceptance of any updated terms

Severability of Terms

If any portion of these disclaimers is deemed unenforceable, the remaining provisions shall continue in full force and effect.

Questions About These Disclaimers

If you have questions about these disclaimers or our services, please contact us using the information below.